ClearFunding
Funding in days, not weeks

Business loans,
made sunny.

£10,000 to £1,000,000 over 6 months to 5 years. One short form, a person who reads it, and the whole cost written out before you sign a thing.

  • Trading 12 months or more
  • £100,000+ annual turnover
  • Soft credit check only — your score is not affected

£1.4bn

lent to UK small businesses

5 min

average application

12,000+

businesses funded since 2019

0%

early repayment fee

What we lend

Four ways to fund the next step

One application covers all of them. If a different shape suits your business better, we'll say so.

Unsecured business loan

£10k to £250k with no asset security. A personal guarantee applies.

6 months – 5 yearsLearn more

Secured business loan

Up to £1m against property or equipment, at a lower rate.

1 – 5 yearsLearn more

Working capital

A flexible facility you draw from and repay as cash flow moves.

Draw any timeLearn more

Asset finance

Spread the cost of vehicles, plant and machinery over its working life.

1 – 6 yearsLearn more

What a ClearFunding loan costs

Slide, pick a term, see the lot. Fee and total included, no surprises at the end.

£70,000

£10,000£1,000,000

Over how long?

Monthly repayment

£3,567

Loan amount
£70,000
Completion fee (2.5%)
£1,750
Interest
£13,860
Term
24 months
Total repayable
£85,610
Check your eligibility

Illustrative placeholder figures at a representative 9.9% a year. Your rate depends on how your business trades.

Applying takes about five minutes

Four steps. No printing, no posting, no branch.

  1. 1

    Amount and term

    How much you need and how long for. An estimate is fine.

  2. 2

    About your business

    Your business name and turnover. No documents needed.

  3. 3

    Your details

    Email and phone, so a funding adviser can reach you.

  4. 4

    We call you

    A funding adviser talks you through the options.

Why us

The cost is on the page, not in the small print

  • One price, quoted once

    The fee and total repayable appear before you apply and don't move after.

  • A funding adviser you can call

    Every application is read by a person you can call, not scored and dropped.

  • No early settlement charge

    Repay whenever it suits and pay interest only for the time you borrowed.

60-second check

Am I eligible?

Tick what applies. Nothing is recorded and it won't touch your credit file.

Your questions answered

Tell us how much you need and how long for, add your business name and turnover, then leave your contact details. A funding adviser reviews the enquiry and calls you to talk through the options.

More on how it works

A completion fee applies on drawdown and is shown in full before you sign. There is nothing to pay to get a quote.

Questions?

We're here to help

Talk to a UK-based funding adviser, Monday to Friday, 9am to 6pm. No call centres, no scripts.